• Calendar  22 September 2023  6 Rabiul Awal 1445H
  • Subuh Subuh 5:38
  • Syuruk Syuruk 6:54    
  • Zohor Zohor 12:59
  • Asar Asar 4:00
  • Magrib Maghrib 7:01       
  • Isyak Isyak 8:10

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We are currently experiencing a high volume of contact into customer services. 
Thank you for your cooperation.

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Happy Teachers' Day

SGM would like to extend warm wishes on this special occasion of Teachers' Day 
to all our esteemed members and teachers.


A Co-operative for Muslim Educators in Singapore



Singapore Muslim Teachers’ Co-operative Limited (SMTC), also known as Syarikat Guru Muslim Singapura Koperatif (SGM) is a non-profit organisation based in Singapore to provide quality financial and other personalized membership products and services for our Muslim teachers.

We aim to provide a warm and caring environment on which we built our trust to reach out to our valued members.

Our services includes Savings and Financings and we are working hard to align them with Shariah principles. We also have two (2) childcare centres to ensure that we groom our children to be future leaders of Singapore.

- SGM Murni @ Tampines 

- SGM LittleKidz @ Rivervale  

Please feel free to contact us for any enquiries about our membership or if you are already our member, kindly do not hesitate to contact us should you have any enquiries regarding our services.


SGM SaviNgs plans

Discover the different types of our Saving Plans.


Financings for our members at affordable profit rates.


1) We are also upgrading our system and we encourage members to update their latest particulars. Please click here to update.

2) Members are to note that we are unavailable from 12pm to 1pm for our lunch break and we will serve you after. Thank you for your understanding. (Not applicable for the month of Ramadhan)

3) We have adopted a 5-day work week with effect from 1 September 2022.

4) Get updated on SGM's latest news, lifestyle articles and worldviews from the contributions of fellow members and staff. Get your copy and download it now!


PayNow QR

Make a payment with our Corporate Paynow QR now.

To make a payment, you have two options: 
1)  Scan the QR code provided using any Paynow participating banking application.
2) Manually input the  Unique Entity Number (UEN) .
Upon successful payment, you should receive a notification from the bank.

Other information required: Name and Membership ID to be indicated when remitting payment to us.

Payee Name: SGM Koperatif